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贷款项目

ladbrokes立博中文版参加了各种各样的联邦大学, 状态, 机构, 以及私人财政援助项目. These programs can be grouped into three categories: grant, work 和 loan.

以下是对贷款项目的描述:

用于经济援助目的, the term “undergraduate” in the following paragraphs refers to students who are pursuing their 第一个 本科学位. Enrollment levels are as follows: full time: 12 or more credits; three quarter time: 9 to 11 credits, half time: 6 to 8 credits; less than half time: 1 to 5 credits.

贷款签字        入学咨询

  • 长期,无息(零利率)贷款授予通过 马萨诸塞州学生资助办公室 给经济上符合条件的马萨诸塞州居民
  • 奖金从1000美元到4000美元不等
  • 全日制本科生可参加
  • 学生必须在BSU的截止日期前签署本票, 在学期最后一天之前, 或在注册的最后一天之前, 先到者为准.
  • 如果你在就读BSU期间借了马萨诸塞州无息贷款(NIL), you must complete exit counseling before you drop below 1/2 time status or graduate. 这个退出咨询是强制性的. 如果你降到1/2时间以下, please contact us 第一个 so we can instruct you on how to complete this process. If you are graduating 和 you do not receive any information about NIL Exit counseling well before your graduation, 请尽快与我们联系.
  • 可通过大学获得长期联邦贷款
  • Available to undergraduate students who demonstrate financial need 和 eligibility
  • 学生支付发起费
  • 固定利率,每年7月1日设定. 指 studentaid.政府 对于当前利率
  • Loan limits based on grade level: $3500, freshmen; $4500, sophomores; $5500,  juniors 和 seniors 
  • 学生必须完成直接贷款 主本票 和 直接贷款入学辅导 在BSU的最后期限之前, 在学期最后一天之前, or prior to your last day of enrollment (先到者为准) in order to receive this loan
  • 直接贷款 exit counseling is a federal requirement for all students who have borrowed Federal 直接贷款s while enrolled at ladbrokes立博中文版. Federal regulations require that loan counseling take place before exiting the college or before enrolling for fewer than 6 credits.   

    You will need your Federal Student 援助 user ID in order to complete the online exit counseling. 如果需要用户ID,可以在http://fsaid上请求一个.ed.政府.

    If you have any questions regarding either the completion of 直接贷款 exit counseling or the direct loans you have borrowed while attending ladbrokes立博中文版, 你可查询资讯熊(查询贷款金额), 或联系财政援助办公室.

  • 有关更多信息,请联系 财政援助办事处 或ladbrokes立博中文版 studentaid.政府.
  • 该计划允许所有学生, 无论收入如何, 在申请经济援助后获得学生贷款
  • 学生在校期间支付利息 & 延期期限,或者大写
  • 学生支付发起费
  • 固定利率,每年7月1日设定. 指 直接贷款网站 对于当前利率
  • Loan limits are based on grade level 和 are the same as the Subsidized loan, 然而, 受抚养的本科生最多可以再借2000美元. Independent undergraduates may borrow up to an additional $6000 for freshmen 和 sophomores, 大三和大四学生最高可达7000美元.  研究生最多可以借到20,500美元.
  • Students who are dependent 和 whose parents were denied a Federal Ford Direct PLUS Loan may borrow
    • 大一和大二每年最高4,000美元*
    • 三年级和四年级学生每年最高可达5,000美元*
  • 学生必须完成直接贷款 主本票 和 直接贷款入学辅导 在BSU的最后期限之前, 在学期最后一天之前, or prior to your last day of enrollment (先到者为准) in order to receive this loan
  • 直接贷款 exit counseling is a federal requirement for all students who have borrowed Federal 直接贷款s while enrolled at ladbrokes立博中文版. Federal regulations require that loan counseling take place before exiting the college or before enrolling for fewer than 6 credits.   

    You will need your Federal Student 援助 user ID in order to complete the online exit counseling. 如果需要用户ID,可以在http://fsaid上请求一个.ed.政府.

    If you have any questions regarding either the completion of 直接贷款 exit counseling or the direct loans you have borrowed while attending ladbrokes立博中文版, 你可查询资讯熊(查询贷款金额), 或联系财政援助办公室.

  • 有关更多信息,请联系 财政援助办事处 或浏览 直接贷款 网站
  1. 直接补贴贷款和直接非补贴贷款, the initial application requirement is met when the student submits the complete Free Application for Federal Student 援助 (FAFSA). Student borrowers must also complete a 直接贷款 主本票 和 complete 入学咨询.
  2. 直接PLUS贷款, the student must submit the complete Free Application for Federal Student 援助 (FAFSA). The parent must submit a Federal Ford Direct PLUS Loan Request Form to the 财政援助办事处, 可以从财政援助办公室或我们的网站上获得. 家长还必须填写一份直接贷款主本票.
  3. The 财政援助办事处 certifies the loan 和 forwards the information to the direct loan servicer. 
  4. 直接贷款服务机构评估申请(信用检查等).(代表Plus)以获得批准.
  5. If the loan is not approved, the direct loan servicer will notify the borrower by mail. In the case of a Parent PLUS loan denial the parent may be given the option of reapplying with an endorser, 哪个更像共同申请人. 如果贷款被批准, 直接贷款服务机构向学生发送贷款批准通知, indicating the loan amount(s) approved 和 the dates on which it (they) will be disbursed.
  6. 一旦ladbrokes立博中文版收到资金, the Office of Student Accounts notifies the borrower of the arrival of the funds.
  7. 首次借款人 联邦福特直接补贴和非补贴贷款 是否必须在收到资金前完成直接贷款入学咨询. 贷款入学咨询可以在网上完成 学生贷款网站 或者与财务援助顾问预约.
  8. Loan funds are applied 第一个 to the student's account if there is a balance. If there is no balance, the student receives the whole loan amount for that semester, minus any fees. 如果贷款的一部分被应用到学生的账户, 剩余的费用将退还给学生. 直接PLUS贷款, any funds in excess of the balance due on the bill will be refunded to the parent, unless the parent authorizes the release of these funds to the student on the Federal Ford Direct PLUS Loan Request Form.
  9. In order to postpone repayment, students must be matriculated 和 enrolled at least half time. Students should contact the loan servicer(s) to determine eligibility for a deferment 和 to obtain deferment forms. The Registrar's Office at ladbrokes立博中文版 will certify all qualifying student loan deferments.
  10. 从大学退学后, 低于半学期入学状态的, 毕业或, 学生必须完成贷款退出咨询. 贷款退出咨询可在网上完成  学生资助网站 或者你可以预约一位财务援助顾问.
  11. Borrowers are required to notify the college 和 the lender 和/or servicer of any changes in:
    • 名字
    • 电话号码
    • 近亲
    • 从大学退学
    • 转学到其他学院
    • 办理/更换驾照
    • address
    • 社会保险号
    • 毕业日期
    • 入学(不到一半时间)
  • 独立学生最多可以借到31美元,本科生最高可获000元(不超过23元),000补贴)
  • 独立学生最多可以借到57美元,本科生最多500元(不超过23元),000补贴)
  • Graduate students may borrow up to a $138,500 maximum (not more than $65,500 subsidized)
  • Available through the university to parents of undergraduate dependent students
  • 学生被要求提交 FAFSA*
  • Loan not based on financial need, but rather on the credit worthiness of the applicant
  • Loan limit is the cost of education minus any other aid 和/or resources received
  • 借款人在付款时支付发起费用.
  • Funds received from the federal 政府ernment typically in two disbursements
  • Repayment begins within 60 days of disbursement unless a deferment is requested by the parent borrower
  • 固定利率,每年7月1日设定. 指 直接贷款网站 对于当前利率
  • 应用 only after having exhausted all other student financial aid programs
  • 应用, applicant must submit a Direct PLUS Loan application to the 财政援助办事处 (available in the 财政援助办事处 or on our Web site)
  • 如果获得批准,将获得Plus贷款 主本票 必须在BSU截止日期前完成, 在学期最后一天之前, 或在学生注册的最后一天之前, 先到者为准
  • The parent borrower must decide if any refund from the PLUS Loan is to be returned to the student or the parent 和 indicate so on the application

Education majors may qualify for forgiveness or cancellation of their Federal loans. If you are unsure of which type(s) of federal loans you have borrowed, visit the 联邦学生援助办公室 你所有联邦贷款的清单. You will need your FAFSA/Department of Education PIN to access this site. 查看教育专业的具体课程信息.